Mortgage Calculator

Estimate your monthly payment with principal, interest, taxes, and insurance — then adjust to see how different scenarios change the math.

Estimate your monthly payment with principal, interest, taxes, and insurance — then adjust to see how different scenarios change the math.

Loan Details
Home price
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Down payment
$
%
Interest rate
%
Loan term (years)
Other expenses
Property taxDefault rate is 1.1% of home price, based on the California average effective property tax rate. Adjust manually to match your county's rate.InsuranceDefault is $2,400/yr, a typical annual homeowners insurance premium in California. Adjust based on your coverage, property type, and location.HOA
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$
$
Payment Breakdown
$9,358/mo
Principal & interest$7,783
Property tax$1,375
Insurance$200
HOA$0
Loan amount$1,200,000
Down payment$300,000 (20%)
Total cost summary
Total loan cost$2,801,944
Total interest paid$1,601,944

Calculators & Financial Tools — Informational Use Only

The calculators and financial tools provided by Hauser are for informational and educational purposes only. Results are estimates based on the inputs you provide and do not constitute financial, mortgage, tax, or legal advice. Actual loan terms, payments, interest rates, and costs will vary based on your creditworthiness, lender requirements, and other factors. Hauser is not a licensed financial advisor. Nothing on this platform should be relied upon as a substitute for advice from a qualified mortgage professional, financial advisor, or attorney. Always consult with a licensed professional before making any financial decision.

Calculators & Financial Tools — Informational Use Only

The calculators and financial tools provided by Hauser are for informational and educational purposes only. Results are estimates based on the inputs you provide and do not constitute financial, mortgage, tax, or legal advice. Actual loan terms, payments, interest rates, and costs will vary based on your creditworthiness, lender requirements, and other factors. Hauser is not a licensed financial advisor. Nothing on this platform should be relied upon as a substitute for advice from a qualified mortgage professional, financial advisor, or attorney. Always consult with a licensed professional before making any financial decision.