HELOC Calculator

Compare your current mortgage against new loan terms — and see exactly how much you'd save each month and over the life of the loan.

Compare your current mortgage against new loan terms — and see exactly how much you'd save each month and over the life of the loan.

Property & Mortgage
Home value
$
Mortgage balance
$
Max LTV
HELOC Terms
HELOC rate
%
Initial draw
$
Draw period (years)
5
Repayment period (years)
Draw period payments
Max HELOC Available
Payment Timeline
Draw period
/mo
5 yrs · Interest only
Repayment period
/mo
10 yrs · Fully amortized
Total interest over full term
Your Equity
COMBINED LTV
Mortgage: — (0%)
HELOC draw: — (0%)
Your equity: — (0%)
0%
80% max LTV
100%
Property & Mortgage
Home value
$
Mortgage balance
$
Max LTV
HELOC Terms
HELOC rate
%
Initial draw
$
Draw period (years)
5
Repayment period (years)
Draw period payments
Max HELOC Available
Draw period
/mo
5 years · Interest only
Repayment period
/mo
10 years · Fully amortized
Total interest over full term
Your Equity
Combined LTV
Current
Mortgage: — (0%)
HELOC draw: — (0%)
Your equity: — (0%)
0%
80% max LTV
100%

Disclaimer.
The calculators and financial tools provided by Hauser are for informational and educational purposes only. Results are estimates based on the inputs you provide and do not constitute financial, mortgage, tax, or legal advice. Actual loan terms, payments, interest rates, and costs will vary based on your creditworthiness, lender requirements, and other factors. Hauser is not a licensed financial advisor. Nothing on this platform should be relied upon as a substitute for advice from a qualified mortgage professional, financial advisor, or attorney. Always consult with a licensed professional before making any financial decision.

Disclaimer.
The calculators and financial tools provided by Hauser are for informational and educational purposes only. Results are estimates based on the inputs you provide and do not constitute financial, mortgage, tax, or legal advice. Actual loan terms, payments, interest rates, and costs will vary based on your creditworthiness, lender requirements, and other factors. Hauser is not a licensed financial advisor. Nothing on this platform should be relied upon as a substitute for advice from a qualified mortgage professional, financial advisor, or attorney. Always consult with a licensed professional before making any financial decision.