Affordability Calculator

Enter your income, debts, and down payment to see how much home you can afford — and what it actually costs each month.

Enter your income, debts, and down payment to see how much home you can afford — and what it actually costs each month.

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Financials
Annual household income
$
Monthly debt payments
$
Recurring monthly expenses
$
Down paymentPMI applies
$
17%
Interest rate
%
Loan term (years)
Buying Power
36% DTI
$1,057,307
Total Monthly
$14,500
$7,500/mo mortgage · $175K down (17%)
Debt-to-income ratio
Comfortable ≤36%
Stretch 37–43%
Difficult 44–50%
Monthly Breakdown
36%
DTI
Monthly income$29,167
Debt payments$3,000
Recurring expenses$4,000
MORTGAGE PAYMENTS
Principal & interest$5,723
Property tax (Est.)$969
Insurance$441
PMI$368
Total monthly commitments$14,500
Remaining monthly income$14,667

Calculators & Financial Tools — Informational Use Only

The calculators and financial tools provided by Hauser are for informational and educational purposes only. Results are estimates based on the inputs you provide and do not constitute financial, mortgage, tax, or legal advice. Actual loan terms, payments, interest rates, and costs will vary based on your creditworthiness, lender requirements, and other factors. Hauser is not a licensed financial advisor. Nothing on this platform should be relied upon as a substitute for advice from a qualified mortgage professional, financial advisor, or attorney. Always consult with a licensed professional before making any financial decision.

Calculators & Financial Tools — Informational Use Only

The calculators and financial tools provided by Hauser are for informational and educational purposes only. Results are estimates based on the inputs you provide and do not constitute financial, mortgage, tax, or legal advice. Actual loan terms, payments, interest rates, and costs will vary based on your creditworthiness, lender requirements, and other factors. Hauser is not a licensed financial advisor. Nothing on this platform should be relied upon as a substitute for advice from a qualified mortgage professional, financial advisor, or attorney. Always consult with a licensed professional before making any financial decision.